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Health Sharing Plans for 2023
Learn about & quote our favorite plans
Health sharing has become a popular alternative to traditional health plans because of their relatively lower monthly contributions. If health sharing is right for you, it can be a great option to cover yourself & your family!
An Alternative to Traditional Health Insurance Plans
Lower costs in some cases
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Nerd Alert!
Health sharing plans can be a great option, but may not be for everybody. Contact a nerd directly by text ,call, or email to get all the details. The good news? Most health sharing plans will share pregnancy costs!
Things to Know About Health Sharing
Not Considered Insurance
Best For Healthy People, but...
Can Save You $$$
Health Sharing plans ARE NOT INSURANCE. They are not regulated by insurance regulators, and therefore, are not backed up by state-government guarantees.Therefore, it is important to consider the track record and staying-power of the organization facilitating your health sharing plan.
If you have major pre-existing conditions, health sharing may not be your best option. (see on-exchange)
Smaller conditions, like blood pressure issues, high-cholesterol, past injuries etc. are usually just fine. Most plans are also happy to cover pregancy, unlike off-exchange health insurance!
One of the main reasons health sharing has become popular is because it is a lot more affordable than regular insurance, especially if you don't get a tax credit.
Most doctors and hospitals will accept health sharing plans, and many use the same PPO's health insurance plans use.
Want to learn more? Watch our video or read about health sharing on our blog
Our Top 2 Health Sharing for 2023
Based on our criteria, your best bang for your buck!
NetWell HealthShare
(not insurance)
4.6
HealthSharing Plan - an alternative to traditional insurance. A ministry to share the health bills of like minded people
PHCS PPO - A Large Nationwide PPO Network
Health Sharing may. not be for everyone.
Basics
Deductible
see healthshare
Network
PPO
Price
$$$
Altrua Health Share
(not insurance)
4.3
HealthSharing Plan - an alternative to traditional insurance. A ministry to share the health bills of like minded people
FirstHealth PPO - A Large Nationwide PPO Network
Health Sharing may not be for everyone
Basics
Deductible
customized
Network
PPO
Price
$$$
